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Complete GuidanceBanking Services
Complete Banking Solutions - Accounts, Cards, Deposits & Investment Services
About Banking Services
HBL MICRO FINANCE provides comprehensive banking services assistance including Savings Account, Current Account, Demat Account opening, Credit Card, Debit Card applications, Fixed Deposits, Recurring Deposits, Locker Services and all banking solutions. We work with all major banks to provide the best banking products suited to your needs with complete documentation support and expert guidance.
Our Banking Services:
- Savings & Current Account Opening
- Demat & Trading Account Services
- Credit Card & Debit Card Applications
- Fixed Deposit & Recurring Deposit
- Bank Locker & Safe Deposit Services
- Digital Banking & Mobile Banking Setup
"Banking made simple with HBL MICRO FINANCE. We help you open accounts, get cards and access all banking services with complete support and guidance."
Savings Account
Zero Balance Options
Current Account
For Businesses
Credit Card
Best Offers
Demat Account
Start Investing
Why Banking Services with Us?
Get Best Banking Products with Expert Assistance
All Major Banks
We assist with account opening and services from all major banks - SBI, HDFC, ICICI, Axis, Kotak, PNB, BOB, Canara Bank and all leading banks across India.
Quick Processing
Fast account opening with complete documentation support. Savings account within 2-3 days, Current account within 5-7 days with doorstep assistance.
Best Products
Get recommendations for best banking products based on your needs - highest interest rates, lowest charges, best credit cards with maximum benefits.
Complete Support
End-to-end assistance from application to account activation, card delivery, internet banking setup and all post-opening services with dedicated support.
Complete Banking Services
All Account Types, Cards, Deposits & Banking Solutions
Savings Account
Personal savings account with ATM card, internet banking, mobile banking and all modern facilities.
- Zero Balance: Available in select banks
- Interest: 3-4% per annum on balance
- Free ATM Card: RuPay/Visa/Mastercard
- Internet & Mobile Banking: Free access
- Minimum Balance: ₹0 to ₹10,000
- Cheque Book: Available on request
Current Account
Business current account for unlimited transactions, cash deposit, cheque clearing and business operations.
- For: Businesses, Companies, LLPs, Firms
- Unlimited Transactions: No limit on deposits/withdrawals
- Cash Deposit: Branch & CDM facilities
- Overdraft Facility: Available basis eligibility
- Minimum Balance: ₹5,000 to ₹25,000
- Free Cheque Books: Multiple books per year
Demat & Trading Account
Demat account for stock market investment, share trading, mutual funds and all securities trading.
- Demat Account: Hold shares electronically
- Trading Account: Buy/Sell stocks online
- AMC: ₹300-600 per year
- Brokerage: Competitive rates available
- Mobile App: Trade anywhere anytime
- Research: Tips & market analysis included
Credit Card
Best credit cards with cashback, rewards, airport lounge access and exclusive offers from top banks.
- Credit Limit: ₹10,000 to ₹10 Lakhs+
- Cashback: Up to 5% on purchases
- Reward Points: Earn on every spend
- Lounge Access: Airport lounge benefits
- Interest Free: 45-50 days credit period
- EMI Facility: Convert purchases to EMI
Debit Card
ATM cum Debit Card for cash withdrawal, online shopping and contactless payments with security features.
- Types: RuPay, Visa, Mastercard
- ATM Withdrawals: Free transactions per month
- Online Shopping: Secure payments
- Contactless Payment: Tap & pay feature
- International Usage: Available on request
- Annual Fee: Free to ₹500 (varies)
Fixed Deposit (FD)
Safe investment with guaranteed returns. Fixed deposit with flexible tenure and competitive interest rates.
- Minimum Amount: ₹1,000 to ₹10,000
- Interest Rate: 5-7% per annum
- Tenure: 7 days to 10 years
- Tax Saving FD: Section 80C benefits available
- Premature Withdrawal: Allowed with penalty
- Loan Facility: Up to 90% of FD amount
Recurring Deposit (RD)
Monthly savings plan with fixed returns. Build savings habit with recurring deposit accounts.
- Monthly Amount: ₹500 to ₹1,00,000
- Interest Rate: 5-6.5% per annum
- Tenure: 6 months to 10 years
- Auto Debit: Monthly deduction from account
- Premature Closure: Allowed after 3 months
- Loan Facility: Up to 90% of RD balance
Bank Locker Services
Safe deposit locker for storing valuables, jewelry, documents and important items with bank security.
- Sizes Available: Small, Medium, Large, XL
- Annual Rent: ₹1,000 to ₹15,000 (varies)
- Security: 24/7 bank security & CCTV
- Access: During banking hours only
- Nominee Facility: Available for legal heirs
- Insurance: Separate insurance recommended
Internet & Mobile Banking
Online banking services for fund transfer, bill payments, recharges and all banking transactions online.
- Fund Transfer: NEFT, RTGS, IMPS, UPI
- Bill Payments: Electricity, water, gas, mobile
- Recharges: Mobile, DTH, fastag recharge
- Account Statement: Download anytime
- Cheque Book: Request online delivery
- Security: OTP & password protected
Overdraft Facility
Withdraw more than account balance. Credit facility linked to your savings or current account.
- Limit: ₹10,000 to ₹10 Lakhs
- Interest: Only on utilized amount
- Eligibility: Salaried & self-employed
- Against: FD, property, salary account
- Repayment: Flexible repayment options
- Processing: Quick approval within 2-3 days
NRI Account Services
NRE, NRO and FCNR accounts for Non-Resident Indians with repatriation and investment facilities.
- NRE Account: Foreign earnings, fully repatriable
- NRO Account: Indian income, partial repatriation
- FCNR Account: Foreign currency deposit
- Tax Benefits: NRE interest tax-free
- Investments: Mutual funds, stocks, FD
- Remittance: Easy money transfer facilities
Senior Citizen Banking
Special banking services for senior citizens with higher interest rates and exclusive benefits.
- Age: 60 years and above
- FD Interest: Extra 0.50% on fixed deposits
- SCSS: Senior Citizen Savings Scheme 8%+
- Free Services: Cheque book, DD, pay orders
- Medical Insurance: Discounted premiums
- Priority Banking: Separate counters & priority
Why Choose Us for Banking?
Expert Banking Assistance & Support
All Banks Supported
SBI, HDFC, ICICI, Axis, Kotak, PNB & all major banks
Quick Processing
Fast account opening within 2-7 days with support
Complete Documentation
We handle all paperwork and application process
24/7 Support
Dedicated support for all banking queries
Need Banking Services?
Get expert assistance for all banking needs. Contact us today!